In the spirit of the holidays, the next few months of Thrifty Tips will be mostly dedicated to saving money during the holidays. 

If greeting cards are not in the budget this year, look into sending e-cards this year. There are free websites that allow you to send greeting card quality ecards to family and friends. My favorite is Punchbowl where you can edit colors, fonts, ribbons and more. There are other nice ones too such as Amercian Greetings and Blue Mountain. Begin gathering email addresses and start the search for your favorite style(s.)